2022-08-23 By Gharsansar 0 Comments
Valuation is the analytical process of determining the current (or projected)
worth of an asset or a company.The term "valuation" refers to the process,
rather than just the final result. There are many techniques used for doing
a valuation, including those that require more subjective analysis, such as
discounted cash flow modeling or independent appraisals. An analyst placing
a value on a company looks at management's ability to manage, capital structure
(i.e., reliance on debt and equity), prospects for future earnings and/or operating
performance, and market value as an indicator of how much it will cost a prospective
buyer (seller) to purchase all or part of what is being valued, among other metrics.
Land value is the value of a piece of property including both the value of the land
itself as well as any improvements that have been made to it. Land value increases
when demand for land exceeds the supply of available land or if there are compelling
reasons to buy specific property, such as a tax break. If a developer is thinking
about investing in real estate, it should always consider how much revenue could
be generated over time by building projects on that land.
Land valuation is determined by Government sector in Nepal scenario Valation of
land is determined by Land Misnistry ( नेपाल सरकार भूमि व्यवस्था,सहकारी तथा गरिबी निवारण मन्त्रालय) .
Every year the valuation is update with the change at the end of fiscal year
which is done on the month od Ashar(June -July).Yearly the price is increased
from 0.6% which is fond on survery report from 2069 B.S till 2080 79 B.S.
New Goverment land valuation is now update of 2079/80 B.S.You can also find
it on https:// www.dolma.gov.np/office/dept/content/fiscal-year-2079-080-1659243606
A bank valuation is an important part of the mortgage process. If you’re
buying a property and taking out a home loan,you need to know that bank
valuations are different to market valuations and sale prices. This affects
the LVR, which can affect how much you can borrow. A higher LVR means more
of your home’s value is borrowed, so this might mean you must take out lender’s
mortgage insurance – or find another way around it in some cases. A bank
valuation is a measure of the property's value, for your bank. The valuation
considers a number of factors, including the condition of the property and
comparable prices in the suburb. The bank uses the appraisal to determine
the risk it takes in lending you money. If that worth is lower than what
you think you can get for your property, then it may be time to look at other options
for funding a renovation or purchase.
Market value is the value of your property when placed at sale on the open market.
It's determined by buyers and defined as the amount they are willing to pay for
purchasing the home. The price of your home may be more for one reason or another
based on many factors, including location, square footage, style and other important
elements that affect its price.